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Government Loans

FHA also known as Federal Housing Administration a mortgage loan insured by HUD in case the borrower defaults on the loan, 3.5% down payment, easy credit qualifying, FHA collects upfront mortgage insurance premium typically financed into the loan and a monthly insurance premiums. 

VA also known as Veterans Administration a portion of the mortgage loan guaranteed by the VA, for military or retired military or eligible surviving spouse. no down payment required, no private mortgage insurance, with limited closing costs and competitively lower interest rates. 

USDA also known as Rural Development, this is 100% financing income eligible financing in rural areas. 1% Upfront Guarantee fee is collected and financed into your loan, a monthly mortgage insurance premium of .35% is included in your monthly mortgage payment. For more information click the link below



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