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A HomeReady mortgage is designed to help low to moderate income families purchase their first home by offering reduced down payment and mortgage insurance requirements.


  • Lower Down Payment Option as low as 3%

  • Flexible down payment or closing costs allowed from multiple sources, including gifts, grants or other eligible sources.

  • Must not own additional property

  • First Time Home Buyer Course Required 


If you are looking to purchase and fit the criteria of a HomeReady Mortgage loan, please contact us today Flint Hills would love the opportunity to work with you and find the best program for your specific needs.

*Terms and restrictions apply. Eligibility based on credit review and approval. Program guidelines subject to change without notice. Contact us for more details.

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