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HomeOne empowers borrowers to make educated homebuying decisions and purchase responsibly by offering a down payment as low as 3%.


HomeOne Program Features:

  • 3% down payment

  • Minimum FICO score of 620

  • No income or geographic limits

  • No reserves required

  • Flexible source of funds – can be used for down payment and closing costs with no minimum contribution required for your own funds


At least one borrower must be a first time home buyer. All borrowers must occupy the property. Eligible on primary residence only but borrowers may own other properties. Homeownership education required for all first-time homebuyers. Mortgage Insurance is required for LTV (Loan-to-Value) greater than 80%.


** HomeOne Mortgage FAQ 


*Terms and restrictions apply. Eligibility based on credit review and approval. Program guidelines subject to change without notice. Contact us for more details.

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